Parent-controlled kid money tracker

Stop guessing how much money your kid has.

TallyToad tracks allowance, birthday cash, purchases, tax, and wish lists in one simple family ledger — without opening a bank account or handing your kid a debit card.

Join the parent beta Sound familiar?

No real money movement. No chore charts. No sibling snooping. Just one clear balance everyone can trust.

9:41Synced

Maya’s balance

$24.00
View only
TodayParent ledger
+
Birthday moneyGrandma card · Paxton
+$35.00
−
Backpack and taxTarget purchase · Paxton
-$29.25

Purchase check

Blue hoodie + stickers
Total after tax$27.60
$3.60 short

Sound familiar?

Kid money gets messy fast.

Birthday cash goes in a drawer. Allowance gets promised. A Target trip happens. Suddenly you are reconstructing a financial crime scene from memory.

“How much money do I have?”
“Can I buy this?”
“Wait, did I already spend my birthday money?”
“How much is it with tax?”

How it works

Three steps to one trusted balance.

1

Add each child’s profile and starting balance.

2

Record deposits, gifts, and deductions as life happens.

3

Let kids check what they have before they ask to buy.

Avoid checkout meltdowns

Estimate the full cart before you reach the register — including tax — so kids know if they can actually afford it.

Kids get clarity. Parents keep control.

Pair a child’s device so they can see their own balance, history, calculator, and wish list without editing money or seeing siblings.

Stop reconstructing balances from memory

Track allowance, birthday cash, holiday gifts, and purchases in one auditable parent-controlled ledger.

Turn “can I have this?” into a conversation

Save wants with prices, links, notes, and photos. Wish lists help planning, but never change the real balance by themselves.

Why we built it

The Bank of Mom & Dad needs a source of truth.

Parents create the family, add kids, invite another guardian, record deposits and purchases, and correct mistakes with reversals or adjustments. Kids get clarity without control over money movement.

Planned purchasePreview only
Backpack$22.00
Pencil case$4.50
Tax estimate$2.19
Total$28.69
Ledger changes only after a parent records the purchase.

Built for families like yours

TallyToad is for parents who want money practice without a real bank account.

You hold your kid’s cash in a drawer, wallet, Venmo, or your own bank account.
You want one calm answer when they ask what they can afford.
You are not ready for a debit card or real money movement.
You want money practice without turning chores into a complicated economy.

Small beta opening soon

Join the first parent beta group.

Early access will focus on manual ledger tracking, purchase planning, basic wish lists, and read-only kid devices. No spam — just beta updates and launch access.